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  • Inspector Pumphead’s Quick Tips: Save on Insurance with A Backup Sump Pump

    July 7, 2017

    Welcome back to everyone’s favorite semi-recurring content feature: Inspector Pumphead’s Quick Tips! In this space, Inspector Pumphead from Pump Products will be sending out friendly reminders and dispensing basic tips for pump handling and maintenance.  The Inspector is in and here to help! Tip: A backup sump pump could earn you a discount on your insurance. If you are a homeowner, you probably know that standard homeowners’ insurance does not cover a flooded basement, nor does flood insurance. Naturally, this can cause quite the headache for those of us who live in flood-prone areas, especially during certain seasons. Unfortunately, many people assume they are covered until the flooding actually happens and then they have to deal with a reticent insurance company. If you own a sump pump, however, there is a specific rider that could help: the “Back Up of Sewer, Drain and Sump Pump Coverage” rider or HO-208. This specific rider could potentially cover damage up to $10,000 if a sump pump does not activate due to power failure. Some insurance companies even offer discounts if you have a battery backup sump pump! Of course, the ability to obtain a discount will be dependent on your insurance company and its policies.  Even if you can’t get a discount, a battery backup sump pump might well be worth the cost. Consider the stuff you have in your basement - furniture, electronics, old family heirlooms - and the relative value of all that stuff. We have heard stories of people having $30,000 worth of stuff in their basement and having it damaged due to flooding. A backup sump pump is a bargain in comparison. Pump Products applications engineers are standing by to help you find the right pump, as well as to provide price quotes, availability and shipping information. Call our toll free number 1-800-429-0800.

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